Kincaid Solutions

Insurance as it should be

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Read our statement on COVID-19

Creating health care solutions for everyone...

  • Families
  • Sole proprietors
  • Independent contractors
    (i.e. sales reps and realtors)
  • Entrepreneurs
    (i.e. startups)
  • Small businesses
  • Early retirees
  • Spouses of retirees
    (i.e. state employees)
  • Faith-based and
    non-profit organizations

Why Kincaid Solutions?


As Independent Agents, we can offer a broad line of products and services to meet multiple needs.


We are your personal health insurance agent. No 1-800 numbers to nowhere. No bouncing from one department to the next.


There is no one-size-fits all insurance solution. We have very flexible solutions for just about any need and budget.

Need Insurance?

Whether you’re 26 or 96; single, married or part of a family; an independent
contractor or owner of a small business, we have solutions for you.

Single / Family Solutions

Current clients include insurance agents, realtors, manufacturer’s reps, consultants, skilled tradesmen, etc.

Small Business Solutions

For 2 to 50 employees. 40% to 50% lower premiums than traditional health plans with low deductibles and open PPO networks. For 50 plus employees, we can also offer an Anthem MEWA solution.

Health Care Share Ministry Solutions

Members share each other’s medical needs by voluntarily sending monthly contributions to be placed in an escrow account from which members’ eligible medical needs are shared.

Senior Solutions

Need help navigating the terribly confusing Medicare maze? Not sure what the best Plan for you is? We can provide a phone or face-to-face meeting with an expert.

Dental / Vision

We have numerous options from which to choose including basic preventive to orthodontic solutions.

Want to get started?

Our mission is to help people

find truly affordable healthcare, user-friendly solutions for individuals,
families and small businesses, who don’t want or can’t afford
Affordable Care Act plans, with the utmost emphasis on personalized service.

See what we can do for you!

Meet the Team


Joy Kincaid


Joy earned her Life and Health licensing in 2013 and began selling health… (more)


Kevin Kincaid


In 2017, Kevin received his Life & Health licenses, and sold for… (more)


Grant Kincaid

Solution Expert

Grant graduated from prestigious Oakwood High School…

Contact us today!