Kincaid Solutions

We provide, personal, truly affordable healthcare alternative solutions to the Affordable Care Act.

Meet the Team

Let our family business help your family or business!


Joy Kincaid

Upon graduating from Turpin High School in Cincinnati, Joy earned her Bachelor’s in 1986 in Business with an MIS Minor.

Joy was connected with large corporations most of her early working life, including Federated Department Stores (Now BonTon); CinCom System, and IBM.

When her children were young, Joy marketed Swiss Just skincare products. Later she began selling credit card processing services and products for InFinTech, LLC. She grew the Dayton, OH area market via her strong partnerships with the are Chambers of Commerce, Dayton Dental Society and Dayton Defense.


Joy earned her Life and Health licensing in 2013 and began selling health, dental, vision, and senior products for Reserve National (now Kemper Health). She carried her customer-centric and perky attitude into this industry and was quickly noticed by her manager and company leaders. In 2017, Joy envisioned and founded Kincaid Solutions, LLC with her husband, Kevin.

Joy’s loves include reading, movies, family, and being a great neighbor.


Kevin Kincaid

Kevin earned his Bachelor’s degree from a tiny College in Georgia in 1985. Upon post-grad education, and a two-year apprenticeship program, Kevin was ordained as a minister. He pastored churches in Ohio and Vermont.

Ten years later, Kevin started a new career. He spent the next 20 plus years in the HVAC/R industry, primarily in sales and account management. Kevin became known among colleagues and clients as one who makes complex solutions simple to understand.

In 2017, Kevin received his Life & Health licenses, and sold for Reserve National (now Kemper Health) with his wife Joy. Later that year, they founded Kincaid Solutions, LLC.

Kevin’s loves include the Reds, college football, his church family, and tinkering in the garage.


Grant Kincaid

Grant graduated from prestigious Oakwood High School in 2013. He joined us the Spring of 2019 while finishing his degree in Organizational Leadership at Wright State.

Grant loves sports and has even written his own blog.